Archive for the ‘Travel Insurance’ Category
Seatbelts Save Lives!
The Government introduced the compulsory seatbelt law 25 years ago. It says that this has saved prevented 60,000 deaths since 1993.
However, a significant number of people are still ignoring the compulsory law to wear a seatbelt in the rear of cars which came in 17 years ago. Surveys suggest that many people still do not realize it is compulsory to wear a seatbelt in the rear of cars. Without a seatbelt you are 30 times more likely to be thrown from a car after an accident, and three quarters of people thrown from a car are killed!
Even if you are fortunate enough not to be killed when not wearing a seatbelt, you are much more likely to be seriously injured if you fail to wear a seatbelt. Most new cars are fitted with safety devices designed to minimise your injury in the event of an accident. But all of these systems are designed to work most efficiently when the user is wearing a seatbelt.
In addition, if you are involved in an accident and suffer injury whilst not wearing a seatbelt, any claim for compensation will be reduced by at least 25% for “contributory negligence”, in effect, your decision not to protect yourself whilst wearing a seatbelt.
1stClaims Director Comment
As a personal injury solicitor myself dealing with accident compensation claims for 14 years I have seen the horrific results that can be caused by a road traffic accident. I have also heard many other dreadful true stories. The worst one was from a solicitor friend of mine. Please read on if you do not wear seatbelts, or a member of your family doesn’t.
My friend was acting for the girlfriend of a deceased passenger who had been sitting in the same car as she had when they were involved in an accident. He has been sitting directly behind her in the rear of the car when the collision occured but had not been wearing his seatbelt.
At the inquest the girlfriend asked the coroner what would have happened if her boyfriend had been wearing his seatbelt. The coroner replied that sadly there would probably not have been an inquest because the boyfriend would have survived.
It is tragic events like this, and the death of Diana, that prove beyond doubt that wearing seatbelts is compulsory for very good reason, it saves lives.
Please ensure that you wear seatbelts, not only to comply with the law, or not even to, but to ensure your loved ones do not need to hear the coroner tell them what happened if you had not been so stubborn and put your seatbelt on.
Nicholas Jervis, Director.
If you have been involved in a Road Accident, you need prompt and efficient attention. You need a replacement car, often treatment, and help with your insurance claim forms. We can provide all of this assistance and much more. You do not need to be left alone to cope, take some help from the experts. http://1stclaims.co.uk is run by a non practicing personal injury solicitor with over 14 years whiplash and road accident claims experience.
By: Nick Jervis
About the Author:
http://www.1stclaims.co.uk is run by a non-practicing Personal Injury Solicitor with over 14 years personal injury claims experience. We use this first hand knowledge of the Personal Injury Claim system to hand select the very best personal injury solicitors for you. We deal with a wide range of claims and compensation, including whiplash compensation.
Avoiding Weight Gain during Holiday Season
1. Eat regular meals and snacks throughout the holidays. You may be tempted to skip meals to save calories for holiday parties or big meals, but this only slows down your metabolism. If you arrive at a party or dinner famished you are more likely to make poor food choices and eat a larger portion than if you were not hungry. Consider eating a protein bar before you go out so you are not hungry when you arrive.
2. Divert your attention. The holidays are about a lot more than food. Focus on and look forward to enjoying your family and friends’ company, dancing or playing a game (not the food you plan on eating).
3. Make healthy contributions to the holiday menu. Traditional food does not have to be drenched in butter, cheese or chocolate to be good. Modify your favorites to reduce calories, fat and sugar. I Can’t Believe It’s Not Butter spray and Splenda are excellent products that when used in place of regular margarine and sugar can cut the calories and fat content by 75 percent or more and will taste just as good as the original. Consider substituting applesauce for sugar in cookie recipes.
4. Step up the exercise. The holidays can be a busy, stressful time. Set a goal to get in at least 30 minutes of physical activity every day. Especially on the big day, get the entire family involved and encourage everyone to go for a walk or play a fun game of football in the yard after the big meal. And if you go for a walk, use hand weights.
5. Outsmart the buffet. When dinner is served, use the smallest plate available (try to get a salad plate) and don’t stack your food. Fill your plate once and don’t go back.
6. Be choosy about sweets. Limit your indulgences to one serving of what appeals most to you. Chances are there will be multiple desserts offered. Don’t think that getting small portions of each one is smarter. Pick the dessert you would enjoy having most and eat one full portion of that.
7. Get out of the kitchen. Once you have filled your plate, move to another room and enjoy engaging in conversation. If you are helping with cleanup, chew a piece of gum to keep you from nibbling on leftovers.
8. Pace yourself. This should always be the rule and not just during holidays. Focus on chewing slowly and be conscious of when you are full. You should take about 20-30 minutes to eat a meal as it takes your body 20 minutes to register that you are full. Try putting your fork down between bites to help you do this.
9. Limit alcohol. Alcohol has a lot of calories, but it also lowers your inhibitions and you will not have as much control over your food choices. Make every attempt to avoid eggnog (it is astonishingly high in calories) and if you are going to have a mixed drink, use diet beverages as your mixer.
10. Give non-food gift items, such as gift cards or sessions with a personal trainer. Making cookies and brownies usually means licking the bowl and taste testing, which means more calories. Most people receiving these gifts are also concerned about holiday weight gain so they would probably prefer a non-food item. If you receive such a gift, enjoy one serving and put the rest in your freezer to enjoy over the coming months.
By: john willow
About the Author:
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